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Pheach is a resident living from Reussey Keo district, a suburb of Phnom Penh. He is now 45 years old and married to his wife, who helps him generate income for their family with her grocery store. Together, they have six children. Three of them are employed in a garment factory to help their parents financially; the younger three attend school and are still in need of daily allowances. Pheach is a professional teacher at a state school, and he can earn a decent salary from the government.

With the loan of 1,500 USD, Pheach would like to purchase more stocks of merchandise for his wife's store, such as shampoos, powders, snacks, sweets, spices, canned items, noodle, beverages, personal beauty products, home use products, and other household items. Through this purchase, they hope that they will be able to satisfy more customers and thereby raise more income.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 219
    View loans »
    Cambodia Loans Fundraising
  • $39,899,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Pheach to purchase more stocks of merchandise for his wife's store.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Sep 1, 2012
Currency Exchange Loss:
Jul 25, 2013