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Chhit is 44 years old and married to a humble villager who works in the same type of business, farming, as her. They don’t have any children but they wish one very soon. Chhit cultivates and harvests rice, vegetables, and other seasonal crops according to each season. She has been in this business for the past 10 years and earns a decent income to cover her daily costs.

Chhit is requesting a loan for 700,000 KHR, which she will use to hire laborers to transplant the rice and to purchase sacks of fertilizers for her crop care. She wants to expand her business in the future and hopes to upgrade her standard of living.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,063.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Chhit to hire laborers to transplant the rice and to purchase fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Sep 1, 2012
Currency Exchange Loss:
Jul 25, 2013