Uk is a resident living with her brother in the Prey Chor district of Kompong Cham province, Cambodia. She is 36 years old and single. To earn a living, Uk has been engaged in rice farming for almost 22 years. She is very fortunate that she is able to grow and harvest rice to sell to local traders each harvest season, which usually occurs twice a year. She typically generates income of 10,000 KHR each day. Uk has transportation difficulties because she doesn’t own a vehicle. She has to pay for transportation if she wants to get somewhere. Uk would like to reduce her expenses and save more money for her business and her family’s future, so now she is asking for a loan to purchase a motorcycle for commuting. She believes that good transportation will help her get involved in other businesses. In the future, Uk plans to purchase extra land to make her farming business more productive.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.