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Gina Isabel

Update on Gina Isabel

Gina is 28 years old and is a single mother of 2 children. She is part of “Mi Peru” (My Peru) community bank of the “Asociación Arariwa” (Arariwa Association). She is a native of Puno and currently lives in Cusco. She is a responsible mother that gets her family ahead.

She owns a small grocery store that sells a variety products of basic need. It has been 2 years that she has worked in this business and it is doing well due to her dedication to her work.Gina is asking for a loan for an opportunity to buy groceries such as sacks of sugar, sacks of rice, noodles and some other items.

Gina is very grateful for the opportunity and promises make her repayments in a timely manner.
View original language description ↓
La socia Gina tiene 28 años de edad y es madre soltera pero tiene dos hijos, ella pertenece al banco comunal “Mi Perú” de la Asociación Arariwa y es natural del departamento de Puno y actualmente vive en la ciudad del Cusco, ella es una madre responsable que saca adelante a su familia pues ella tiene una tienda de abarrotes pequeña donde vende diferentes tipos de productos de primera necesidad. Ya son dos años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo. En esta oportunidad la socia Gina requiere el préstamo para comprar mercadería (Abarrotes) como por ejemplo sacos de azúcar, sacos de arroz, fideos y otras cosas más.

La socia Gina se encuentra agradecido por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Previous Loan Details

Gina belongs to the “MI PERU” (My Peru) community bank which is located in the district of Cusco, in the province and department of the same name. Gina is 27 years old. She is single and has 2 children. She divides her time between her daily activities and her grocery store where she sells b... More from Gina Isabel's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $61,968,575
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Gina Isabel to buy groceries such as sacks of sugar, sacks of rice, noodles and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Aug 25, 2012
Currency Exchange Loss:
Dec 15, 2012
This photo was used before for a previous loan for Gina Isabel. It was first posted on Kiva on Dec, 2010. Learn More