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Norma Isabel
Norma is 18 years old and single. She belongs to “My Perú” Community Bank, which is part of the Arariwa Association. She is a native of Cusco and she lives in the same city where she was born. She is a responsible young person and is studying Obstetrics. She is halfway finished with her studies. In her free time she works in the family business. She and her parents have a small bookshop where they sell different items for desks. They have had this business for two years and it has been going well, thanks to their hardwork. Norma is asking for this loan in order to buy merchandise such as notebooks, pencil cases, erasers, paper and other things. Norma’s dream is to open a distribution business where she sells desk items at wholesale prices. She also wants to pursue her professional career in obstetrics.
Norma is grateful for the opportunity to have this loan and promises to pay her payments on time.
View original language description ↓
La socia Norma tiene 18 años de edad y es soltera, ella pertenece al banco comunal “Mi Perú” de la Asociación Arariwa, ella es natural de la ciudad del Cusco y vive en la misma ciudad donde nació, ella es una joven responsable que estudia la carrera profesional de Obstetricia y va en la mitad de su carrera pero también en sus horas libres se dedica administrar el negocio familiar. Ella y sus padres tienen una pequeña librería donde vende diferentes útiles de escritorio. Ya son dos años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo. En esta oportunidad la socia Norma requiere el préstamo para comprar mercadería como por ejemplo cuadernos, lapiceros, borradores, papel y otras cosas más. El sueño de la socia Norma es abrir una distribuidora o sea vende al por mayor útiles de escritorio y también es terminar su carrera profesional.

La socia Norma se encuentra agradecido por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Norma Isabel to buy merchandise such as notebooks, pencil cases, erasers, paper and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Aug 23, 2012
Currency Exchange Loss:
Dec 15, 2012