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Update on Esther

This member belongs to “The Diamonds” Community Bank. She makes tamales out of corn. She has been doing this work for a while. It is going well thanks to her dedication to her work each day. She sells her goods door to door in the center of the city. She is a responsible and persistent person, as she knows that these traits will help her family succeed.
This member is requesting this loan in order to buy the ingredients used to make her tamales, such as corn and sugar.
This member is grateful for this loan and promises to pay her payments on time.
View original language description ↓
La socia pertenece al banco comunal LOS DIAMANTES,la socia continua dedicandose al negocio de elaboracion de tamales hecho a base de maiz,la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia vende de forma ambulatoria por el centro de la ciudad,la socia es una persona responsable y empeñosa siendo de esta manera que la socia saca adelante a su familia.
La socia solicita el credito para la compra de insumos para la elaboracion de sus tamales como maiz y azucar.
La socia se siente agradecida por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

This member belongs to the "LOS DIAMANTES" communal bank, which is located in the Huanchac district, Cusco Province, Department of Cusco. Ms. Esther is 58 years old, single and has a son. For ten years she have been active in selling breakfast food and vegetables. She wishes to invest in raw ... More from Esther's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Esther to buy the ingredients used to make her tamales, such as corn and sugar.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Aug 27, 2012
Currency Exchange Loss:
Dec 15, 2012