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María Margarita
María is a very humble, 30-year-old woman who considers herself to be very hardworking, calm and very cheerful who very much wants to get ahead with her family. María lives with her daughters and her husband near the city of Ibarra.

María works with a family member manufacturing bath towels, t-shirts and blouses, a business that started when she used to work for a firm. She’s purchased machines so that her business can be independent and earn profits. Because of her drive to continue forward she needs to increase production which is why she’s requested a loan to buy a straight stitch and overlock sewing machine so that her production will be of better quality and she can optimize her time.

María dreams with her daughters being able to finish their studies and become professionals. She also dreams with having a larger workshop to hire staff and that her income increases.
View original language description ↓
María es una mujer humilde de treina años, que se considera una persona trabajadora, tranquila y muy alegre con muchas ganas de salir adelante con su familia. María vive con sus hijas y su esposo cerca de la ciudad de Ibarra.

María trabaja con un familiar en el servicio de confección de toallas de baño, camisetas, blusas, negocio que empezó desde que ella trabajaba para una empresa, actualmente se ha comprado máquinas para que su negocio sea independiente y poder obtener ganancias, gracias a su anhelo de seguir adelante necesita incrementar su producción, es por eso que ha solicitado un crédito para invertir en la compra de una máquina overlok recta para que su producción sea de mejor calidad y pueda optimizar el tiempo.

María sueña en que sus hijas puedan acabar de estudiar y sean profesionales, también sueña en tener un taller más grande para poder contratar personal y que sus ingresos incrementen.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped María Margarita to buy a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 2, 2012
Aug 23, 2012
Currency Exchange Loss:
Oct 1, 2013