Uber is a person who is noted for being very enterprising, hardworking and humble who has raised his family with much effort despite the difficulties life has presented. Uber is married and has four children he’s always wanted to provide a good quality of life and this is why he works so hard in his business raising hens and chicks and selling eggs.
This business has been a family tradition and thanks to having learned it from his father while still very young he now has vast experience that makes it possible for him to offer very good quality products. Despite the great economic difficulties his business has been growing and this has led to his home being able to enjoy improved economic conditions. But now he needs to increase production to meet customer demand and needs a loan to buy more laying hens, chicks to raise and the necessary feed to do so.
His greatest dream is to continue providing his children and his wife with a good quality of life and to gradually improve his home’s economic condition. He also hopes in future to be able to have a house of his own in which to spend a good old-age.
Uber es una persona que se reconoce por ser muy emprendedora, luchadora y humilde que ha sacado su familia con un gran esfuerzo pese a las dificultades que se le han presentado en la vida. Uber se encuentra casado y tiene 4 hijos a quienes siempre les ha querido brindar una buena calidad de vida, por esto trabaja fuertemente en su negocio el cual es una crianza de gallinas y pollos y la venta de huevos. Este negocio ha sido de trascendencia familiar y gracias a que lo aprendió desde muy temprana edad de su padre, ahora tiene una gran experiencia que le permite ofrecer productos de muy buena calida. Pese a que presenta grandes dificultades económicas, su negocio ha venido creciendo y esto ha permitido que en su hogar puedan gozar de mejores condiciones económicas, pero ahora que requiere aumentar su producción por la demanda de sus clientes, busca un préstamo para comprar más gallinas ponedoras, pollos de engorde y el cuido necesario para alimentarlos.
Su mayor sueño es seguir brindándoles a sus hijos y su esposa una buena calidad de vida y mejorar poco a poco las condiciones económicas de su hogar. Además, aspira a que en un futuro pueda tener una casa propia donde pueda pasar una buena vejez.
This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.