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Gulandom is 36 years old, married, and the mother of four children. She sells women's clothing. She has been borrowing from our organization since 2009 and has never violated the terms of lending. This loan is the fifth one for Gulandom.

With the received loan, she wants to expand her inventory and get more profit because after the upcoming Ramadan holiday she will be having the wedding of her eldest daughter. Gulandom's husband, a chauffeur, engages in the transport of passengers around the city. He also helps his spouse and supports her in her work which is not easy.

Gulandom and her husband are grateful to our organization for the financial assistance and support.
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Гуландом – 36 лет, замужем, мать 4 детей. Занимается торговлей женской одежды. Кредитуется в нашей организации с 2009 г. и ни разу не нарушала условия кредитования. Этот кредит Гуландом - 5 по счету. На полученный кредит она хочет увеличить свой товарооборот и получить побольше прибыли, так как после предстоящего праздника Рамазан у Гуландом предстоит свадьба её старшей дочери. Муж Гуландом – шофёр, занимается перевозкой пассажиров по городу. Он тоже помогает супруге и поддерживает её в её не легком труде. Гуландом и её муж выражают свою благодарность нашей организации за финансовую помощь и поддержку.

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About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD