A loan of $375 helped to buy and insure a dairy cow.


Flomena's story

Flomena lives in the Eldoret area of Kenya, which is extremely fertile for agriculture. She has seven children and has been doing this work for 20 years. Her primary income sources are milk, eggs, crops, and personal business.

Flomena was asked why she chose Juhudi Kilimo for this loan, to which she replied, "I heard about Juhudi from a friend at the university." This client was also asked what she learned during Juhudi's required microfinance training session and she replied, "loan product diversity is offered."

Her highest monthly expense is business related. When asked how will this loan benefit your family, Flomena replied that surplus income enables her to feed and clothe her family.

Flomena also stated what is most enjoyable about farming: "Satisfaction working with animals!" Her biggest challenge is drought during the dry season. The animals on the farm have been given the names of Ayshire and Jersey.

[Cow, poultry, pig, bicycle, motorcycle, automobile, tractor, pump] Given the above list of assets to choose from, Flomena owns the following: cow, poultry, bicycle

[Mosquito net, electricity, solar power, running water, sewing machine, TV, DVD] Given the above list, Flomena's household has the following: net

*****By using mobile devices in the field to build this profile, Juhudi Kilimo is making its operations more efficient. This keeps costs down, reduces paper usage and provides more information to potential Kiva lenders!*****



Loan details


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Loan details