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This is Virgilio, 52, a resident of Bacoor, Cavite, Philippines. He is working hard to continually provide income for his family's everyday expenses.

Virgilio oversees operations of their Jeepney transportation business. It has one Jeep that carries up to 16 passengers to their destination within the community. His income comes from the daily quota the driver remits every day. Their regular passengers and customers are from the local community. He earns a minimum of PHP 800 every day.

To help him continue operations of his business, he is requesting a PHP 15,000 loan. He will use the loan for the maintenance of his Jeepney vehicle. He expects a boost in his business income as he expands his business.

Virgilio dreams of having his own house and lot someday. He faithfully meets with his co-fellowship* members every week to share stories of their work. It is where he can also draw strength and inspiration from the Word of God he studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 374
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Virgilio to pay for the spare parts and maintenance of his Jeepney vehicle.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Aug 18, 2012
Currency Exchange Loss:
Dec 15, 2012