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Rijem is the mother of Rosihun. Rijem works as a laborer. Her husband has the same job, and her income is limited. Rijem has three children, two of whom are still in school. Currently, Rijem is in need of funds for Rosihun's schooling in the vocational school. Since this is the last year at the vocational school for Rosihun, Rijem is applying for a loan through Kiva's student loan program, to finance Rosihun to finish school.

In the picture, Rijem appears with Rosihun, her son.

In his last year at this school, Rosihun really wants to utilize the time to learn more diligently. He wants to do this in order to obtain satisfactory results, so that his dream to become a computer technician comes true and so that he can help his parents to ease their burden.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 88
    View loans »
    Indonesia Loans Fundraising
  • $5,739,450
    Funds lent in using Kiva
  • 9,490.0
    Indonesia Rupiahs (IDR) = $1 USD