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Apisa is 50 years old. She is married and has three clever children. All of them are in university. Her elder daughter studies in a foreign country, while her two small daughters study in their native town.

Apisa's work in education requires much sacrifice and follow-through in teaching. Apisa works as teacher of foreign languages at a school teaching youngsters of various ages where she impacts knowledge with dignity. Her main concern is educating these people since they are future of the nation and improve standards of living. She has worked in this way for more than 33 years and has big experiences. Her salary from teaching is small and it is not enough to pay for daughter’s study at the university. She is asking for a loan of 4000 Tajikistani somoni (TJS). She will pay for her second daughter’s study at the university. She awaits your support.

Additional Information

More information about this loan

This loan is part of IMON's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 209
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Apisa to pay for study at the university.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 10, 2012
Aug 18, 2012
Currency Exchange Loss:
Sep 21, 2013