Silvana is a 30-year-old Egyptian woman from one of the two most vulnerable ethnic minority communities in central Albania. She is married and has two children, nine and eleven years old, who, despite their ages, do not attend school. Many Egyptian children here do not receive an education for various reasons.
Silvana has been selling used clothes, home appliances, shoes, etc. for 15 years, at first with her mother and now on her own. “The profit has been just enough,” she says, “only to live a very basic and simple life.” Her dream is that someday she will be able to earn more money and improve the lives of her children, yet this still seems vague for the moment, she says.
Silvana is requesting a Kiva loan to buy more used items. She hopes that lenders will understand her circumstances and lend to her. She is responsible, and she gives her promise to every potential lender that she will repay the loan on time.
More information about this loan
Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.