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Zaina is married with four children and two of her children go to school. She has a retail shop and has been in this business for 10 years. She doesn’t take care of additional family members. She has applied for a loan of 1,500,000 Uganda shillings from MCDT-SACCO to buy more sugar, maize flour, rice, cooking oil and boxes of soap. She generates additional income through selling used clothes. She sells to all categories of people but on retail. She works seven days out of every week. Her major business challenges include seasonality and thieves. She is aspiring to own a wholesale shop and also to build her own house. She resides in a rented house and the family has access to electricity and piped water. Her monthly expenses includes school fees, rent, and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 121
    View loans »
    Uganda Loans Fundraising
  • $33,830,100
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD