Check out some available loans that are similar to this one!
Bernadette Sica's Group
In this Group: Bernadette Sica, Micheline
This is a group of two persons who guarantee one another in solidarity. Bernadette Sica, the official of the group, is 38 years old, married, and the mother of four children, who are in school. She has been selling cassava flour, corn, and powdered sugar for a few years.

With the aim of increasing her sales and bolstering her business, she requested and obtained a micro-loan from Finadev with the goal of satisfying customer needs and making the most of her investments. The surplus will enable her to help with her children's schooling costs and to diversify her business. She would like to help out her husband in renovating their house, which is in ruins.

Bernadette Sica is at the left in the photo.
View original language description ↓
Il s'agit d'un groupe de deux personnes en caution solidaire. Bernadette Sica, la responsable, est âgée de 38 ans. Mariée et mère de quatre enfants scolarisés, elle vend de la farine de manioc, du maïs et du sucre en poudre depuis quelques années. Dans le but d'augmenter son chiffre d'affaire et de renforcer son activité, elle a sollicité et a obtenu un micro crédit à Finadev en vue de satisfaire les besoins de ses clients et de maximiser son bénéfice. Le surplus lui permettra de contribuer à l'éducation de ses enfants et de diversifier son activité. Elle souhaiterait aider son mari à refectionner leur maison qui est en ruine. Bernadette Sica se retrouve à gauche dans la photo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 531.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bernadette Sica's Group's $575 loan helped a member to buy 2 sacks of cassava flour, 3 sacks of corn flour, and 2 sacks of powdered sugar.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Aug 15, 2012
Currency Exchange Loss:
May 4, 2013