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Mrs. Khat N., 31, works making Khmer wine (made from steamy rice) and sells it for a profit. With her business activity, she can make about $2 per day of income. Her husband works driving a motor-taxi to transport passengers from place to place, earning about $5 per day of income.

She has three little children who are too young to attend school. Her husband finds recently that if he can have a trailer to attach to his motor-bike, he will be able to not only transport passenger but to also transport goods for the market vendors from place to place, which can generate further income for his household. Mrs.Khat N. and her husband would like to take out this loan to purchase a trailer to use to expand their business. ( Her husband is pictured with his motor-bike because Mrs. Khat N. is not available).

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 139
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Khat to purchase a trailer to expand a business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 21, 2008
May 2, 2008
Currency Exchange Loss:
Dec 15, 2009