A loan of $400 helped to buy 40 cases of beverages.


Philomene's story

Philomène is a young woman, 33 years old, engaged to be married, and the mother of three children, 12 to 17 years old. In addition, she has two other persons to support. She is a merchant and opened a bar in a district in the capital that she has been running for eight years. Thanks to her warm welcomes and her experience in this domain, she won over a loyal customer base over the course of time.

The continual growth of her customer base and her meager capital means her supplies are less than the demand. This sometimes pushes some of her customers toward the competition, thus the importance of this loan for her business.

This loan will enable her to increase not only her stock of beverages (40 cases) but also to satisfy her customers and particularly to bring them back. This will increase her sales and therefore her profit margins.

Philomène will save part of her profits for her children's education, and she will invest the other part in her business because she would like to open a warehouse for beverages in the near future.

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Translated from French by Kiva volunteer Daniel Kuey



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