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Margaret describes herself to be jovial and focused. For the past four years, with the assistance of one employee, she has been operating a food stall selling cereals such as maize, beans, millet, etc. Her business is located in a market area, and her primary customers are local residents and teachers. She also sells milk and and runs an estate which provides accommodations.

Margaret's biggest business challenge is a lack of funds for improving her enterprise. Her business goal is to run a maize retail store in her home market within five years.

Margaret will use the Kes 11,100 loan to buy a water tank for her family and household use. She hopes that in the future, she will educate her childen.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 840
    View loans »
    Kenya Loans Fundraising
  • $47,022,050
    Funds lent in using Kiva
  • 84.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Margaret to buy a water tank.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Aug 17, 2012
Currency Exchange Loss:
Oct 17, 2014