Mrs. Phon N., 45, lives in Tuol Thmor Village, Kampong Cham Province. She makes about $5 per day selling groceries from home. Her husband, Mr. Noul Chhay, is a 38-year-old farmer who makes about $2 per day. Chhay has been farming for 28 years. They live with their four children, all of whom are young students.
N. requests a loan of $1,100 to purchase grocery stock to sustain and develop her business.