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María Luz
Maria Luz, 59 years old, lives with her family. She is a traveling shoe saleswoman and has various styles and sizes for ladies, gentlemen and children. She markets her wares in surrounding areas and has acquired many customers because people know that her products are top quality at accessible prices and that she provides good service.

Maria is an active woman, who is dedicated to her work and very much a dreamer. She wants to achieve a more prosperous future and is ready to do so. In recent months she had some sales losses and wants to recuperate them, however she does not have sufficient capital. Thus she is applying for a loan from INTEGRAL, which will allow her to purchase shoes wholesale. Maria Luz has a good payment history and assures that she will be able to pay off the debt within the established time period. At the same time she is confident that she will be able to provide a better quality of life for her family.
View original language description ↓
María Luz de cincuenta y nueve años de edad vive junto a su familia, ella se dedica a la venta de sandalias de forma ambulante, tiene de varios estilos y tamaños, para damas, caballeros y niños, comercia en todos los lugares aledaños a su localidad y se ha hecho de mucha clientela pues las personas saben que el producto es de primera calidad, a precio accesible y además con un buen servicio; María es una mujer activa, dedicada a su labor y muy soñadora, quiere alcanzar un futuro mas prospero y esta dispuesta a lograrlo, en los últimos meses tuvo algunas perdidas en las ventas y quiere recuperarse pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar sandalias por mayor. María Luz tiene buenas referencias de pago, asegura que podrá saldar la deuda en el periodo establecido y a la vez tiene la confianza que podrá ofrecerle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 500
    View loans »
    El Salvador Loans Fundraising
  • $31,356,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped María Luz to buy shoes wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Aug 22, 2012
Currency Exchange Loss:
Jun 18, 2013