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Nadezhda is 35 years old, married and has a daughter of school age. In search of a source of income for her family, she started her own business in animal husbandry in 2007 with an initial sum of 10,000 som (KGS). Thanks to persistence and hard work, Nadezhda was able to develop her business to contain three cows today and have a monthly income of 20,000 som (KGS). Also, Nadezhda is involved in sewing and repairing clothing at home and provides a small income for the family budget. In order to further develop her business, Nadezhda requested a loan in the amount of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to buy bulls for fattening up and resale. She plans to invest the earnings from the loan into an expansion of her business and remodel of her house.
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Надежде 35 лет, замужем, имеет дочь – школьницу. В 2007 году в поисках источника дохода для своей семьи, Надежда начала свой бизнес в животноводстве с начальной суммы в 10,000 сом (KGS). Благодаря настойчивости и упорному труду, Надежда сумела развить свой бизнес, насчитывающий на сегодня 3 головы крупного рогатого скота с ежемесячным доходом 20,000 сом (KGS). Также, Надежда занимается пошивом и реставрацией одежды на дому, служащий небольшим доходом в бюджет семьи.
В целях дальнейшего развития своего бизнеса, Надежда обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку бычков для откорма и перепродажи. Доходы от кредита Надежда планирует вложить в расширение бизнеса и реконструкцию своего дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Nadezhda to purchase cattle.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Aug 17, 2012
Currency Exchange Loss:
Aug 17, 2013