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Bessie Magali
Bessie Magali, 35, lives with her husband and children in their own house. She is a cosmetologist and provides her services to different customers in their homes. She has been in business for ten years, which has enabled her to keep up her quality. She has many fixed customers who always recommend her because of her good prices and excellent customer service.

Bessie is hard-working, determined, and self-sacrificing toward her goals. She believes nothing is too hard to accomplish when you put your heart into it. She puts her heart into her work and knows that this is how she will become successful. She buys and sells personal care merchandise on a cash basis. She wants to expand her business but needs the capital to do so. Therefore, she has requested a loan through INTEGRAL, to buy cosmetics, creams, shampoo, combs, etc.

Bessie Magali has good payment references and is committed to paying back the loan on time, while offering her family the quality lifestyle they deserve.
View original language description ↓
Bessie Magali de treinta y cinco años de edad vive junto a su compañero de vida y sus hijos en casa propia. Ella es cosmetóloga y su trabajo lo realiza de forma ambulante visita a sus diferentes clientes hasta el hogar, tiene diez años de experiencia en la labor y eso le permite mantener la calidad , tiene mucha clientela fija que la recomienda siempre pues tiene los mejores precios y un excelente servicio siempre a la orden de las personas; Bessie es una mujer emprendedora, luchadora y entregada a sus sueños, piensa que no hay batalla tan fuerte para el que lucha con el corazón, ella entrega su corazón a su trabajo y sabe que así alcanzara el éxito, realiza compra y venta de material de uso personal y todo es al contado quiere aumentar el comercio pero para ello necesita de capital por eso le solicita a INTEGRAL un crédito que le permite comprar cosméticos, cremas, shampoo, peines, etc. Bessie Magali tiene buenas referencias de pago y asegura que podrá saldar la deuda y a la vez tiene la confianza que podrá ofrecerle a su familia la calidad de vida que se merece.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 553
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Bessie Magali to buy cosmetics, creams, shampoo and combs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 8, 2012
Aug 22, 2012
Currency Exchange Loss:
Mar 15, 2013