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Aberlardo Rene
Abelardo, 29, is single and does not have children. He lives in his parents' house and has bought personal items with wages he has earned. He is very responsible and dedicated. He has been working in Inta for 3 years as a day laborer. He helps support his family and pays his personal expenses with the income from this work.

Abelardo is requesting this loan to buy a plot of land on which he will build a house. His great dream is to construct his own home, get married, and have children.
View original language description ↓
El Joven Abelardo de 29 años de edad, soltero, sin hijos, habita en casa de sus padres, sus cosas personales las ha adquieridos por medio de su trabajo, es muy responsable y dedicado, Labora en el Inta desde hace 3 años, desempeñando el cargo de Jornalero de donde obtienes sus ingresos para el apoyo familiar y sus gastos personales. Solicita este credito para comprar un Solar que le venden y a futuro construir una casa. Su mayor sueño en la vida es llegar a construir su propia vivienda, casarce y tener hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Aberlardo Rene to buy a plot of land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Sep 2, 2012
Currency Exchange Loss:
Aug 18, 2013