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Update on Urbana

Urbana is a member of the “Prosperidad” (Prosperity) communal bank located in Cusco District belonging to Cusco Province and Department. She continues with her restaurant business. She sells breakfast, dinner and extras. She’s been in business for a good length of time and does well thanks to the effort she puts into her business every day. She is a responsible, dedicated person and this is the means by which she supports her family. She is requesting the loan to buy ingredients like oil and rice for her business. She thanks all those who share her dream by this means and commits to make her payments as scheduled.
View original language description ↓
La socia pertenece al banco comunal “PROSPERIDAD”; El banco está ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Urbana; La socia continua con su negocio de restaurante ,la socia ofrece almuerzo ,cena y extras,la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia es una persona responsable y empeñosa siendo de esta mnaera que la socia saca adelante a su familia.

La socia solicita el préstamo para comprar insumos para su negocio como aceite y arroz.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

Urbana is a member of the 'Prosperidad' (Prosperity) community bank which is located in the district of Cusco, in the province and department of the same name. Urbana is 29 years old. She is single and has one child. She divides her time between her daily activities and her restaurant busine... More from Urbana's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Urbana to buy ingredients like rice and oil.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Aug 21, 2012
Currency Exchange Loss:
Dec 15, 2012
This photo was used before for a previous loan for Urbana. It was first posted on Kiva on Dec, 2010. Learn More