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Benedicta Albertina
Benedicta is a woman who very much wants to get ahead in order to offer her children a better quality of life. From a very early age she learned commerce because her parents taught her how to work and she is very grateful to them because it’s her way of earning a livelihood to help her family.

She opens her store at 6 in the morning and goes until 8 at night; she closes early because the area she lives in is very dangerous and she would prefer not to be a target for crime. Her husband is a merchant who works selling various products from place to place and her two children are minors attending public school.

She will use the loan she’s requesting to buy products like rice, sugar, dairy products, noodles, etc. to have on the shelves and offer more variety. In the future she’d like to build a cement house because hers is made of sugarcane stalks to provide her children with a safer future because the sector they live in is very dangerous.
View original language description ↓
Benedicta es una mujer con muchas ganas de salir adelante para ofrecerles a sus hijos una mejor calidad de vida. Desde muy temprana edad aprendió el comercio porque sus padres le enseñaron a trabajar, está muy agradecida con ellos ya que esta es su forma de ganarse la vida para ayudar a su familia. Su tienda la abre desde las 6 de la mañana hasta las ocho de la noche cierra temprano porque el sector es muy peligroso por lo que prefiere no ser blanco de la delincuencia. Su esposo es comerciante trabaja vendiendo varios productos recorriendo en su sector, sus dos hijos son menores de edad y estudian en la escuela fiscal. Con el crédito que está solicitando ella va a comprar productos como arroz, azúcar, lácteos, fideos etc., para tener en percha y ofrecer más variedad. A futuro le gustaría poder construir su casa de cemento ya que es de caña y poder brindarle un futuro seguro a sus hijos ya que el sector donde vive es peligroso.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Benedicta Albertina to buy stock merchandise for her store.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Aug 20, 2012
Currency Exchange Loss:
Jul 17, 2013