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Nancy Janela
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Nancy S. works selling various food and personal products in her own grocery store. She is located in the city of Managua in the district of San Rafael del Sur. Along with her husband she seeks a way to provide their two daughters with the means to pursue their studies.

Ceprodel has been a pillar in her business because it has enable her to take out the loans with which she has bought merchandise. She now urgently needs to acquire more merchandise and for this reason is looking for Ceprodel's support to take out a loan and thus continue to improve her business.

Translated from Spanish by a Kiva volunteer.

La actividad económica a la que se dedica la dama Nancy S. es a la venta de productos varios teniendo su propia pulpera la que atiende con diversos productos como comestibles y personales. Se ubica en la ciudad de Managua en el municipio de San Rafael del Sur en el cual en conjunto con su esposo buscan la manera de cómo proporcionarles a sus dos hijas las condiciones necesarias para sus estudios.

Ceprodel ha sido un pilar en su negocio por lo que le ha brindado los créditos que le han servido para adquirir la mercadería. La necesidad que actualmente atraviesa es la urgencia de adquirir su mercadería y por ello busca el apoyo en Ceprodel para obtener dicho crédito y de esta manera continuar con el mejoramiento de su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Nancy Janela purchase of merchandise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 16, 2008
Apr 30, 2008
Currency Exchange Loss:
Apr 15, 2009