A loan of $3,000 helped a member to buy an embroidery machine, a table and chair for her sewing machine, and some fabric and raw materials.


Anonymous Group's story

The lead member of this group is a shy, traditional 24-year-old Iraqi woman. She is married and a mother of one child. With limited career options due to cultural restrictions and domestic constraints, she is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

She has 3 years experience, and with a loan from Relief International - Microfinance Iraq, she is planning to buy an embroidery machine, a table and chair for her sewing machine, and some fabric and raw materials. Through these purchases and the investment she has made, she is hoping to improve her little business and offer better services for her customers.

Relief International - Microfinance Iraq offers "group loans" for clients unable to provide a guarantor (thereby unable to apply for a loan as an individual). As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this group of borrowers has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Anonymous, Anonymous, Anonymous



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