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Sadaf is 49 years old. She is a beautiful mother and a loving wife. She has been involved in animal husbandry since childhood because she helped her mother and father in the father's home. After marriage, she continued this type of business with her husband, who is also a hardworking and kind person. Sadaf sells milk to her neighbors since morning every day, and the neighbors are happy with her because she sells an ecologically clean product. This is not Sadaf's first time coming to "Imon-International." She is requesting 14000 somoni to make major repairs and build a new house, which has been unfinished for two years. Sadaf plans to repay the loan with the profit from her business and regular money transfers from her son, who got a good job in the Russian Federation. She awaits your kindness.
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Cадафу 49 лет. Она прекрасная мать и любимая жена. Она занимается животноводством с детства, так как она в отцовском доме помогала маме и папе. После замужества она продолжала этот вид бизнеса с мужем, муж тоже трудолюбивый и добрый человек. Садаф каждый день с утра продаёт молоко соседям, соседи довольны от Садафа за то что, она продаёт экологический чистый продукт. В ООО МЗО «Имон-Интернешнл» она обращается повторно. Садаф запрашивает 14000 сомони для капитального ремонта и достройки нового дома, который уже стоит два года недостроенным. Садаф планирует погасить кредит за счет прибыли своего бизнеса и регулярного денежного перевода сына, который устроился на хорошую работу в Российской Федерации. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 219
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Sadaf to buy building materials as wood, brick, cement for building a new house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Aug 17, 2012
Currency Exchange Loss:
May 17, 2013