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Ya is an energetic farmer living in Baray district of Kompong Tom province. She devotes most of her time working at the rice fields, particularly growing rice to sell for profit. Her spouse is also involved in the same type of business to secure their family financially. They have many years of experience in this project and usually yield a better harvest each season. Ya is now 46 years old and has five children – two married children and three school-aged children. Ya anticipates providing her children with a higher education, so she is pursuing her farming business to promote them.

The truth is, she is requesting a loan of 2,500,000 KHR to purchase a cow for the maintenance of the rice field. Also, with the remaining funds, she will purchase fertilizers for good growth of her crops. She hopes to develop her current business and make it more achieving in years to come.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,066.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ya to purchase a cow for the maintenance of the rice field.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Aug 15, 2012
Currency Exchange Loss:
Nov 19, 2013