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Phonn, aged 32, has been engaged in farming for over six years in Baray district, Kompong Tom province. She is pursuing to yield a better income from this business so as to provide her two children with a good education and satisfy their living needs. Phonn plants and harvests rice, potatoes, beans, and corn on her inherited farmland and sells to local traders for profit each harvest season.

Due to insufficient funds, Phonn is requesting a loan in the amount of 3,000,000 KHR to purchase seeds, insecticides, and fertilizers for her cornfield. This loan will enable her to increase the volume of her productivity. She hopes to produce better yields than the previous year and she promises that she will pay back her loan as scheduled. This will be her second loan from HKL and Kiva.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,066.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Phonn buy seeds, insecticides, and fertilizers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Aug 15, 2012
Currency Exchange Loss:
Nov 19, 2013