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Juana is 35 years old, single, and lives in Barrio el Recreo. She is a day laborer with 2 minor children of primary school age. Juana is a hard-working person, very active and animated, who has been employed at the INTA for some 8 years. The work has helped her to maintain her family and she is very grateful for her job. Also, it has permitted her, little by little, to construct her own house.

Her proposition for this loan is to purchase an encyclopedia to help her children obtain a good education and prepare for the future. Her greatest desire in life is for her children to become well-prepared people who can take care of themselves, enjoy comforts, and become good people.
View original language description ↓
Doña Juana de 35 años de edad, soltera, habita en Barrio el Recreo, Jornalera, tiene dos hijos menores de edad los cuales estudian su educacion primaria, Ella es una persona trabajadora, muy activa y animada, trabaja en el INTA desde hace 8 años, de donde se beneficia para el mantenimiento de su familia y esta muy agradecida con su trabajao que tambien le ha permitido construir poco a poco su casa propia. Su proposito con este credito es comprar una enciclopedia pagar sus hijos tengan una buena Educacion y se preparen para el futuro. Su mayor deseo en la vida es que sus hijos sean personas preparadas y puedan valerse por sí solos, que tengan lo comodidad y sean personas de bien.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,385,025
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Juana to buy an encyclopedia for her children's educational investigations.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Sep 2, 2012
Currency Exchange Loss:
Jul 18, 2013