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Amal is a widow and mother of two. She works part time as the local elementary school’s house mother or custodian but is unable to finish each month on her small salary. In order to earn extra money, Amal began raising sheep and selling their milk.

She learned from her clientele and mothers from the school that many wanted household supplies but have to travel miles to buy sheets, blankets, and kitchen supplies. Amal decided to start selling household supplies to further increase her income. Now with this new business activity, Amal can finish the month and earn a living with dignity.

Amal needs this loan to assist with paying for renovations in an area of her home for her home store and to purchase stock.

Amal wants to continue and earn with dignity and she is working on learning to read and write.

Additional Information

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.

About Israel

  • $36,200
    Average annual income
  • 2
    View loans »
    Israel Loans Fundraising
  • $1,479,775
    Funds lent in using Kiva
  • 4.0
    Israel New Shekels (ILS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,650 helped Amal to pay for renovations in an area of her home for her home store and to purchase stock.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Aug 6, 2012
Aug 15, 2012
Currency Exchange Loss:
Mar 20, 2014