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Her whole life Julia has dedicated herself to the household chores and looking after her family’s wellbeing. Even so, at times, when they have had the opportunity, her kids have bought her merchandise to sell from home to family and friends. When her husband died she really felt the need to be able to earn some money herself, as apart from just the household costs she also has a son who has heart problems, and has been unable to get up for 4 years.

It was only 3 years ago that Julia, with the money that she had saved, decided to open a shop, and she bought a little to start off with. This is how is started, and she achieved a part of her dream of having a business. Now she wants to enlarge it and make it more productive. Happily, she has a lot of support from her eldest kids, without their help it would be very difficult for her to go on.

Translated from Spanish by Liz Harvey, Kiva Translator

Durante toda su vida Julia se ha dedicado plenamente a los quehaceres del hogar y al bienestar de su familia. Aunque por temporadas, según había la oportunidad, sus hijos le compraban mercadería pequeña para que la vendiera dentro de su casa a amigos o familiares. Cuando su esposo falleció sintió más la necesidad de contar con un recurso propio, pues aparte de tener los gastos de la casa tiene a su cargo un hijo quien padece de problemas cardiacos y está en reposo desde hace cuatro años.
Fue recién hace tres años que Julia, con un dinero ahorrado que tenia, se animo por abrir una tienda y compró lo poco que podía para poder empezar. Y así fue, cumplió parte de su sueño de poder tener una tienda ahora sus planes esta en ampliarla y hacerla más productiva. Felizmente recibe el apoyo de sus hijos mayores, sin la ayuda de ellos se le haría muy difícil poder continuar por su cuenta.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

About Peru

  • $12,000
    Average annual income
  • 39
    View loans »
    Peru Loans Fundraising
  • $64,487,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $125 helped Julia to stock her small shop with more merchandise/Abastecer de más mercadería su pequeña tienda.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 21, 2008
May 7, 2008
Currency Exchange Loss:
Nov 16, 2008