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Update on Mariluz

Mariluz is married and has two children who are 8 and 10 years of age. She’s a housewife who cares for her two children and her home but is also now running a small car repair shop. On this occasion, Mariluz is requesting a loan to invest in her car repair shop. That is, she wants to buy spare parts, lubricants, oil and other things that are needed. She had committed to make all her necessary loan payments on time. Mariluz is an enterprising, responsible woman who is still a member of the “Minibank” communal bank
View original language description ↓
Mariluz es casada y fruto de esta hermosa relación tiene dos hijos, ella tiene dos hijos de 8 y 10 años de edad, ella es ama de casa que esta al cuidado de sus dos hijos y tiende a la casa pero también ahora se está dedicando a administrar el pequeño taller de automotriz donde se hace reparación de carros. En esta oportunidad Mariluz está pidiendo el préstamo para que pueda invertir en el negocio de mantenimiento de carros o sea desea comprar repuestos, lubricantes, aceites y otras cosas más que se necesitan, ella se ha comprometido a hacer todos los pagos de los préstamos necesarios a tiempo.

La señora Mariluz es una mujer emprendedora y responsable que sigue perteneciendo al banco comunal “Minibank”.

Previous Loan Details

Mariluz is 27 years old and married with two children. She has two sons who are 8 and 10 years old. She is a housewife who takes care of her two boys and tends to the house. Mariluz is asking for a loan so that she can buy a vehicle for her family. They do not currently have a car and desire acce... More from Mariluz's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,411,650
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Mariluz to buy vehicle spare parts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 23, 2012
Aug 20, 2012
Currency Exchange Loss:
Dec 15, 2012