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Ruben is 26 years old. He has a one year old child. He works in agriculture growing a variety of vegetables and also potatoes, cassava and corn in his field that is located in the community of 1º de Mayo. This is his 2nd loan cycle with the institution. Ruben is going to use this loan to plant corn and and for what he needs to prepare the land. His reason for asking for this loan is to obtain resources for the planting and to be able to live. Ruben faces challenges in his business such as the bad weather that many times ruins the crops. The proceeds will be used to improve the quality of life of the client and his family and to help with the household expenses. He is a responsible and hardworking young man who feels grateful with the institution for giving its support.
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El Sr. Rubén tiene 26 años, tiene un hijo de la edad de 1 año, se dedica a la Agricultura sembrando variedad de vegetales como también papa y yuca y maíz en su parcela que se encuentra en la comunidad 1º DE MAYO, este préstamo es el su segunda secuencia dentro de la institución, el Sr. Rubén va a utilizar este préstamo para la siembra de maíz y lo que implica el preparado de la tierra, su razón para solicitar este préstamo es para obtener recursos para la siembra y poder subsistir, Ruben enfrenta retos en su negocio que son las inclemencias del clima que en muchas ocasiones arruinan los sembradíos, y utilizara los beneficios Para mejorara la calidad de vida del cliente y de sus familiares ya que el ayuda con los gastos del hogar, es un joven responsable y trabajador se siente agradecido con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 144
    View loans »
    Bolivia Loans Fundraising
  • $36,368,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ruben to plant corn and rice.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Aug 19, 2012
Currency Exchange Loss:
Sep 17, 2013