The loan that they will take out will benefit small microbusinesses, among them Eusebia's. She indicates that she has been a member of Pro Mujer for six months, joining by invitation from a friend who was a member of the organization. Currently, she has a blanket-weaving business. She tells us that she learned this trade from her mother and subsequently began the business on her own.
The loan that she will take out now is to increase her capital (through the purchase of wool), which she will acquire from distributors. After making the blankets, she will sell them in galleries by request. This form of work allows her to generate income to support her family, since she lives with her partner and has two children.
When asked what she likes about Pro Mujer, Eusebia responded that she likes the attention and the health and income management training.
In the photograph, we can see a woman sitting with a child—this is Catalina's cousin who often accompanies the group.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Eusebia es una integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una amiga socia de la institución. En la actualidad ella tiene un negocio de tejido de mantas; cuenta que este emprendimiento lo aprendió de su madre y posteriormente lo inicio ella sola.
El crédito que ahora sacará es para incremento de capital (compra de lana) mismo que adquirirá de las empresas distribuidoras y posteriormente a la elaboración lo comercializa a las galerías a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta la atención y las capacitaciones en salud y ahorros.
En la fotografía podemos observar a la señoraque esta sentada con un niño, ella es la prima de la señora Catalina, que acompaña al grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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