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Misha is a farmer from Nalbandyan village. He raises cattle and cultivates onions, beans, plum trees and grapes. Misha lives with his wife and son, who help him to run the farm.

Misha has challenges with feeding the cattle during the winter season. Thus he has applied for this loan to purchase necessary fodder: grass, bran and barley. This is important for Misha to keep on developing his farm and gathering stable income for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Misha to pay for grass, bran and barley.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Aug 15, 2012
Currency Exchange Loss:
Dec 15, 2012