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Ly's Group
In this Group: Ly , Sreymom
Living in a wooden house located in a village of the Kror Kor District of Pursat Province, Ly is a 32-year-old mother of two children, who are dependents and still in school. To make a living, she sells some groceries in the village while her husband is paid worker to help support the family. Sometimes, she works for others for a fee to better support her family. She has been in this business for several years. The current business earns her about 20,000 KHR per day and she is able to save about 12,000 KHR each day after expenses.

Ly's group consists of two members who live in the same village; she is the seventh cycled client while her member is just started with VisionFund. The past loans that she completely paid back have helped her better support her business and improve her livelihood. Now, she is leading her group to apply for a loan with VisionFund. She will use her portion to buy a motorbike for her family to support her current business. With this loan, she hopes to increase her family's income and enable her husband to save some time to better care the children.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 167
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,073.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ly's Group's $600 loan helped a member to buy a motorbike for her family to support her current business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Aug 15, 2012
Currency Exchange Loss:
Aug 17, 2013