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Allen Joy
Allen Joy dreams that someday she will be successful and financially stable. She is 23 years old and married but has no children yet. They live in a rural community where they can plant and harvest rice, vegetables and root crops for sale.

To have another source of income, Allen Joy engages in buying and selling of fish in the public market. Being kind and friendly to others, she can win more friends who become customers of her business. For this reason, she aims to continue to strengthen the business to increase her income. Due to inadequate capital, she is asking for a loan of 20,000 Philippine Pesos (PHP) to buy additional fish, meat and frozen foods to sell.

Although she has competitors in the area, through patience and hard work, she believes that she can sell more of her products and improve her business in the future.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 396
    View loans »
    Philippines Loans Fundraising
  • $70,817,050
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Allen Joy to buy fish, meat and frozen foods to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Aug 14, 2012
Currency Exchange Loss:
Jan 19, 2013