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Living in a rural area located in the Sangke district where crop farming is a common way to make a living, Phally, 51, is a married mother of three children who have their own employment. The source of her family’s income is from farming on a five-hectare area of farmland, where she grows rice, soybean, and cassava. She and her husband have been in this business for several years. The main challenge for her family’s business is the lack of working capital.

This is Phally's second loan with Kiva’s partner VisionFund. She successfully used the first loan to relieve her family’s financial burden and increase her family’s income. Now she can earn about 30,000 KHR per day and can save about 15,000 KHR each day for the future. With the need to support her business, she is requesting another loan of 1,000 USD with VisionFund. She will use this loan to buy seeds for her farmland, as well as use a portion of it for land plowing. With this loan, she hopes to increase her crop yields so as to earn more income to improve her family’s lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 158
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phally to buy seeds for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Aug 14, 2012
Currency Exchange Loss:
Jun 17, 2013