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Hoy is aged 45 years old and married. She lives with her husband and five children in a rural area of the Moung Russey district of Battambang province. Out of her five children, some are still in school while the others are paid workers helping support the family. She and her husband are rice farmers and they supplement their income by planting sesame and beans. Having been in this business for six years, together they can earn about US$11 per day.

Hoy is a second-cycle client with Kiva’s partner, VisionFund, and she completely paid back the prior loan, which has helped her improve her family’s living conditions. Now she is requesting a loan of US$ 625 with VisionFund and she is going to use this loan to buy fertilizers for her farmland and use a portion of it for labor costs. She hopes to grow her business and raise more crops to make a living better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 62
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Hoy to buy fertilizers for her farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Aug 14, 2012
Currency Exchange Loss:
Nov 19, 2013