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For the past 25 years Cecilia, a hardworking entrepreneur, has had an ambulant tobacco-vending business in the Philippines. She earns additional income from a general store.

Cecilia, who has been sustaining her business activities through her own efforts with the help of the loans from NWTF, is requesting a loan of PHP 22000 to buy additional stocks of tobacco for her tobacco business.

She dreams of repairing and renovating her family home in the future.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 432
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Cecilia to buy additional stocks of tobacco for her business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 14, 2012
Currency Exchange Loss:
May 17, 2013