A loan of $700 helped to pay for the outstanding balance from the purchase of a plowing machine.


Pen's story

Pen, aged 54, is crop grower who lives in Baray district, Kompong Tom province. She is married to a humble man, and they have three children — two single children and one married child.

Pen and her husband primarily cultivate rice on their 2-hectare farmland, which allows her to cover her daily costs. However, the main source of income is generated from a firewood-trading business operated by Pen’s husband. He typically earns approximately 40,000 KHR (Cambodian riels) per day. Pen’s husband can manage this business well because he has enough tools like a chainsaw and a buffalo-pulled trailer for transporting firewood to the marketplaces.

Last time, Pen bought a plowing machine on credit for completing her farm work on time. And now she has to pay back the outstanding balance. That is why she would like to acquire a loan of 700 USD from HKL and Kiva. She hopes that lenders will give this loan to her so that she can pay back her supplier and completely possess a plowing machine. She hopes that she will be able to improve her business and attain a better standard of living.



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Loan details