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Muong is a 43-year-old married woman who has been residing in the Baray district of Kompong Tom province. She and her husband help each other in managing their rice fields to ensure healthier crops each harvest. Muong has three children. The oldest child is already married and the other two are now working as laborers in Korea. Muong doesn’t want to rely on her sons’ remittances, so she has tried hard in farming and also a hog-raising business for more income.

With the amount of 1,200 USD, Muong will purchase a motorcycle for home use as well as for the support of her business. This will better her living conditions and help in their transportation needs. Moreover, she can increase her savings by avoiding her transportation costs.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 76
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Muong to purchase a motorcycle for home use as well as for the support of her business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 27, 2012
Aug 14, 2012
Currency Exchange Loss:
Aug 17, 2013