Update on RufiliaRufilia is a member of Tarpuy II Communal Bank. She is 41 years old, married and the mother of 5 children. She sells cochineal and tara .
She says she enjoys the training workshops she receives in her communal bank because she learns values and she also enjoys the health fairs that FINCA Perú offers because in that way members are encouraged to take care of their health, above all those who do not have many resources.
The loan she is requesting will be invested in the purchase of cochineal and tara.
Previous Loan DetailsRufilia is a member of the Tarpuy Communal Bank. She is 41 years old and the mother of five children. She buys and sells cochinilla (a small insect from which the crimson-colored dye carmine is derived) and tara (a Peruvian plant that's high in tannic acid content). She has been a member of Fi... More from Rufilia's previous loan »
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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