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Reynerio Jose
Reynerio is 39 years old, a farmer, and has two young sons who go to primary school and help him with farm work. Through his own efforts, he managed to increase his farm's production. He grows and sells produce such as rice, sweetcorn, broad beans, and tubers. From this activity, he derives an income to support his family. He also reinvests some of the profits towards buying even more seeds to sow. This is how his business keeps being prosperous, allowing him to improve his quality of life. He asks for this loan in order to grow sweetcorn, because he plans to sow more than he usually does, in order to profit more from it. His greatest dream is for his family to always have food on the table, and for his sons to grow into responsible, cultivated, and well-mannered adults.
View original language description ↓
Don Reynerio tiene 39 años de edad, es agricultor, tien dos hijos menores de edad, estudian la educacion primaria y le ayudan en los trabajos agricola, El Sr. Reynerio ha incrementado su produccion agricola mediante esfuerzo propio, se dedica a la produccion y comercializacion de productor agrícolas como siembra de Arroz, Maiz, Frijoles y tuberculos, de donde obtiene sus ingresos para la mantencion de su familia, a medida que produce aprovecha su ganancia para sembrar nuevamente una cantidad mayor Y asi sucesivamente se ha mantenido en su negocio, permitiendo mejorar su nivel de vida. Solicita este credito para siembra de Maiz pues pretende sembrar mucho mas de lo que normalmente siembra y sacar mas provecho. Su mayor sueño es que a su Familia no le falte el pan de cada dia y que sus hijos aprendan a ser responsables y personas cultas de buenas costumbres.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Reynerio Jose to grow sweetcorn.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Sep 1, 2012
Currency Exchange Loss:
Jun 18, 2013