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Lilian is a dynamic single woman with three children, one of whom is younger than 15. She lives in the Mile 90, Bamenda, northwest region of Cameroon. She and her family live in a three-room apartment. Lilian works making dresses. She has faced many challenges in her life such as the lack of financing to start her business and a low income which makes it difficult to take care of basic needs. Lilian dropped out of school due to the lack of school fees and her mother's death further compounded the situation. She joined GHAPE in 2006 and has seen a light in the horizon due to resources such as cheap and affordable business financing, long loan repayment durations, and life skills and business and marketing training.

Lilian is requesting a loan to buy thread and cloth to use in her dressmaking workshop. She will also use part of her loan to pay for farm labor and buy seedlings, manure, and fertilizer. Lilian thinks that her dress making business will succeed because of her longevity as a seamstress and high demand. Her business will help the community because dresses will be available at cheap prices. There will also be more food items on her farm. Lilian will use the profit from her loan to provide medical care for her family, pay school fees, and expand her dressmaking workshop.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 529.7
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD