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Umeda was born in the city of Isfara. She is 34 years old, married and has two small children. Umeda had been involved in sales for four years. She used to work as a salesperson at a private store. Today, Umeda leased a small space for a store. She wants to get involved in selling fabrics and open her own store. Umeda has a good experience in this field. She is requesting this loan to purchase fabrics.
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Умеда родилась в городе Исфара. Ей 34 года. Она замужем. У нее двое маленьких детей. Умеда занималась торговлей четыре года. Она работала продавщицей в частном магазине. На сегодняшний день Умеда арендовала не большое помещение для магазина. Она хочет заняться торговлей тканей и открыть собственный магазин. Умеда имеет неплохой опыт в этой сфере.
Умеда просит кредит для приобретения тканей.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,834,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Umeda to purchase fabrics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 23, 2012
Aug 14, 2012
Currency Exchange Loss:
Oct 15, 2012