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Earb's Group
In this Group: Earb, Sanoun, Eart
A citizen from a rural village located in the Kror Kor district of Pursat province, Cambodia, Earb is 54 years old. She is married and has seven children, two are daughters who are still dependent on her as they are still in school. She has been in the rice farming and pig-raising business for almost twenty years. The current businesses earn her about 10,000 KHR and she manages to save about 4,000 KHR per day after daily expenses.

The main challenge for her is the low crop yield caused by drought. To overcome this challenge, she is leading her group consisting of three members to apply for a loan with VisionFund, Kiva’s partner. She is in her fourth loan cycle and she successfully repaid the past loans, which have enabled her to better support her family and the current businesses.

Earb is going to use her portion of the loan to buy fertilizer for her farmland and use part of it to buy pig feed. She hopes to make more income so as to improve her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,068.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Earb's Group's $875 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 10, 2012
Aug 13, 2012
Currency Exchange Loss:
Aug 17, 2013